Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. This new Invest Account established for the Primary Accountholder will be in addition to any Invest Account(s) that have been established for a Secondary Cardholder; provided, however, that the Primary Accountholder will, in all cases, be the record owner of all Invest Accounts that are established for a Primary Accountholder or any related Secondary Cardholder, together with all Equities purchased for such Invest Account. The two first digits range from: 1 to 12 for regular banks. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Each routing number is made up of nine digits. The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Routing numbers have been in use since 1910, and are managed by the American . Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. Federal Reserve Routing Symbol. Why am I being asked to verify my identity? Here are some of the ways to find your number online: On this website - We've listed routing numbers for some of the biggest banks in the US. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. The easiest way to find your routing number is to take a look at one of your checks. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. The maximum number of Secondary Accounts permitted is five (5). Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. Under the Investing for Kids feature, a Secondary Cardholder can request the purchase or sale of Equities, including fractional shares of company stock, for an Invest Account tracked separately for each Secondary Cardholder, which will prompt a push message to the Primary Accountholder to approve or reject each proposed Equities transaction. To the extent permitted by law and as permitted by the Arbitration clause below, you agree to be liable to us and Greenlight for any loss, costs, or expenses that we may incur as a result of any dispute or legal proceeding involving your Card Account. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. Visit Our Woodhaven Branch. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. How many children can I add to my Greenlight Account? Card Accountmeans the records we maintain to account for the value of claims associated with the Card. If the Greenlight + Invest Plan is amended or cancelled, you will be given the opportunity to upgrade into a higher cost Card Plan with additional features or downgrade into the lower cost Greenlight Core Plan effective as of your monthly anniversary date unless otherwise specified. In the event that your Card Account is cancelled, closed, or terminated for any reason, you may request that the unused balance be returned to you, which will be processed by us either by refund to your Funding Account or via a check to the mailing address we have in our records. Your Card cannot be used to obtain cash directly from any bank or merchant. By selecting a PIN (as defined below) for your Physical Card or using the Virtual Card, you agree to be bound by the terms and conditions contained in this Agreement. Bank of America routing number for wire transfers. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. 026009593. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. Write down your Card number and the customer service phone number provided in this Agreement on a separate piece of paper in case your Card is lost, stolen, or destroyed. Member FDIC. You may cancel this Agreement by returning the Physical Card to us. Institution number - 3 . Routing numbers, sometimes called transit numbers, are public and . You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. In addition to the three Card Plans listed above that are available for enrollment at any time pursuant to the terms and conditions set forth in this Agreement, there are also two other Card Plans, the Greenlight Select Plan and the Greenlight + Invest Plan that are restricted by Greenlight and can only be selected under the limited circumstances outlined in this Agreement. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. You are responsible for keeping track of your Card Account available balance. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. It is also known as check routing number and MICR Code. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. (option was removed) Interesting To Know 5.07K subscribers Subscribe 14K views 1 year ago UNITED STATES Hey guys, how's it going today, great to see ya. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. i. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. SWIFT Code. We will not ask you to pay or reimburse us for any fees we pay the Administrator or arbitrator. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us If you have and use a Physical Card and a Virtual Card at the same time, both forms of your Card will be associated with one Primary Account Number (PAN), which will allow you to access the funds available in your Card Account. 2 Month or "Monthly means a rolling 30-day period. On a check. ; Check or statement - US Bank-issued check or bank statement. The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. You agree to pay us the fees set forth in the Fee Schedule table below. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. While Greenlight is a comprehensive banking app for kids of all ages. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. Online banking - You'll be able to get your bank's routing number by logging into online banking. Greenlight does not hold any consumer funds; any funds that you may add to your Card Account are solely held by Community Federal Savings Bank unless transferred to your Invest Account held by DriveWealth in order to make purchases of equity securities. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. Select 'Direct deposit' Follow the prompts to set up direct deposit. Otherwise as necessary to fulfill our obligations under this Agreement. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. This code identifies the branch (and bank/credit union) on which the cheque is drawn. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. 125200057. The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. Using the BMO cheque example, your routing number is 27601-001. It is important to know your available balance before making any transaction.