She also had sold Avon at one time too. Hmmmm.. We set up the interview within a week and Ive never had someone more eager and desperate to hire me. Over 3 Million people exploited over the last 15 years. The scheme is called a "pyramid" because at each level, the number of investors increases. I got a random call on my cell phone from a Primerica Financial Services rep in Charlotte, N.C. Said his office manager was trolling the Internet for resumes and found mine. And he said the clients love him and are so thankful that he gets invited to birthday partys and what not like ummmm ok I dont care. The next person presents the sales pitch on Primericas services. Wake up people, youre just blind ?! Some will say yes, not to be recruited, but to take control of their finances. Some of the stories and comments above have been really sad. He noticed, and must have read my mind because he said in an argumentative way, hey, I need something to show for my time too right. Needless to say I WILL NOT be going back. it is clear that it is not a typical job if you build a business with them based on the comments. Split between two people working full-time, it really wasnt that impressive. good looking into this before going to my interview today. But again, Im still chewing on this and your thoughts on these matters are appreciated. Possibility of excellent income. This place is a joke, dont waste your time or money on them. They offered me an interview for customer service job and said they were looking for people who are bilingual. We set up an interview for this Friday at 1:00. Cant there be commission only jobs? MLM is not a business. I was unable to find much of anything online until I got the address for the interview. He looks at me sadly and suspect. I asked her DO I NEED TO PAY ANYTHING TODAY, she said yes $140. Primerica asks their reps for quite a bit. They are in business because our government allows multi-level marketing companies to operate. I was in a group with a few other people who agreed to sign on as well. 3.) Comprehensive training, licensing and certification program. I dont want to be one that consciously rips off or gouges people. He introduced me to that person and I presumed we would be going to an office. I had a bad feeling so I googled the address. So a woman called kim called and set up an interview with me in a city nearby. The man on the phone was not the man at the meeting. My friend convinced me to join, asking to partner up with me since he couldnt get through the door. He keeps insisting to do it that day but I firmly said i will think about it. However, companies, I was in college when they reached out to me about coming there to work. She the. PYRAMID SCHEME. I nodded my head in agreement and the interview was over within seconds. Karma. So glad everything that I was concerned about has been confirmed. When she gave me speech about how they help people save money and so on, then she said are you ready to sign up for the classes? I received a call today from a Primerica Representative about a management/ training job. The SEC found that PFS Investments Inc. had failed to have in place effective policies and procedures to follow up adequately on three complaints received about the Dearborn registered representatives, "selling away" activities. Also, MLM companies are notorious for overcharging and under performing. He gave me the address and I had the phone number now. Harrison sounded very legit. No one hands you a silver platter without some work. I, pretended was interested, really put on an academy award performance. I got a call around noon from a company called PFS Investments. The first presenter is very good. So j just kept searching information about this company and after reading this post and threads I decided not to go to the interview. I gave him my phone number and when I asked him for a business card he said he did not have one and went on to talk about how he makes 3-4k a weekyeeeaaaah. Yesterday i was called by a man who said i was referred by my best-friend josh, who was his cousin. They are a scam! Not once did they mention anything about a job until an hour into this interview of them talking about prices for my family. No, a regular job is not like MLM. He tried recruiting me so I took the interview mainly as a courtesy to him. LOL, Lol thanks God I look it up and they give you such an hope like youre about to win big smh I waist my time dressed all nice thanks God I didnt register yet Im done with them. The small group of initial promotors at the top . There are too many of us out there that are unemployed and in search of a real job with steady income. I suddenly found his bragging really off-putting. this is wrong! MLM is not a company, but a form of generating income. Im scared after reading all this that i fell for this scam and now he has all my info. As an employee you will never make as much as your Manager and your Manager will never make as much as the company owner, right? 4. You should really just target people who dont mind selling this way instead of rounding up a large number of people to attend presentations. When it was over I again thought, ok so now Ill get the interview. Was this review helpful? A manager? He then asked if I, personally, was keeping my career options open and I said yes. PFS Investments insights Based on 23 survey responses What people like Supportive environment Clear sense of purpose Time and location flexibility Primerica Financial services Pays really well. The women who spoke on their first visit asked what Im looking for in a career and mentioned I was very impressive with customer service. i cant even find myself, and i know where i am. I told him I work 3rd shift and that I can try. The man called the following day (just as he had said he would do). I realized what it was after that meeting immediately. I must be remembering wrong I tuned back in just in time to hear him say, well, have you ever heard of Citi? then pause. Ask God. Asked for my phone number, stating that while he didnt know my situation, he would be interested in offering me a job. Remember that Primerica reps have something to gain with whatever they tell you. I work retail so my hours are crazy. It seems the main issue was the lack of transparency by the Primerica reps when discussing the opportunity and the tactics used to get in front of the prospect. I almost felt like filing a complaint with the DuPage County States Attorney, at best make them aware. Tracy is that lonely little girl in high school who no one ever liked, and was never invited to parties, probably why she hates on MLMs so much, no one ever invited her. if I say anything bad about them, he gets so upset. I do believe my guy calls with an unknown number. tell me what you need and we will basically be pen pals. Answer (1 of 24): From my recent exploration of their compensation plan, they are very similar to the traditional broker/dealer -> agent model of insurance, real estate, and mortgage brokers. I went to the first interview today. You have no honor in your name. At one point I capitulated and however intrigued I might have been over the absurdity of the whole situation, I only wanted this conversation to be over and I did bring it to an end elegantly, by saying that I appreciated the time that he had taken, making the call and am sorry that I cannot help him with what he wants, given that I dont seem to understand what that might be. As soon as I answered I heard someone making silly sounds and I wondered if it was someone I knew but no it was the gentleman who said he was calling me because my friend had recommended me for the job before I was a hard worker and he wanted to know if its true..we began talking for a while. I really went in to the sales pitch thinking I was going to interview for a position as an IT guy for a small regional set of offices. There was a Prime America in the office building I currently work in, and I cant tell you how many young, eager, looking people would pull up looking nervous right before their big job interview. Nice to know people are exposing this company! Known as a co-founder of EarthLink, the internet service provider that . I was there in the bulding today just asking ppl some jobs & met a young lady going for interview & I ask her if I can follow her to know more about the job & she was nice to me to let me follow her. Thank you guys. I couldnt make out the muffled answer but saw his demeanor change to become a bit more aggressive. Generally in my experience, anything that seems too good to be true usually is. HOPE THIS HELPS I wasent sure what to expect, all she told me was to dress proffesional and that was it. It feels horrible all the time to be with them I am sure. Primerica is a brokerage not a MLM. In addition, how Im going to have to pay $99 for license + $25 utilities (no other job makes me do this?). Appreciate it! She had a nice dark tan and spiky hair with maroon tips and very pale yellow roots. No one ever said it was going to be easy, and if you thought it was, then i dont know what to tell you. Ive been to these type of interviews before, any job that directly takes cash from you and its not for uniforms is red flag worthy (scam). I looked up Wallace Murphy with Primerica, it showed his picture and what he was about, but after reading this I will also be canceling my interview as well. I told them I would have to think about it and let them know but they offered to sponsor me and they paid my $99 fee as well as the $25/month fee for the first month which made me feel less suspicious. Currently have a few positions available. Its quite pathetic that all of us in the comments are forced to search out information on the web rather than hear it straight from the snakes that work for this company. As soon as I saw Primerica I KNEW it was a scam. They need to bring in new people all the time to train them, when all they are really doing is using up their warm market to write business. She mentioned her husband company briefly and for someone else to pass on the info. I was contacted by someone from Freedom Financial Services out of Charlotte, NC. id number? SCAMMMMMMMMMMMMMMMM. Legit MLMs and pyramid scams have a few key differences. Very interested in knowing how you feel about State Farm and other companies that are taking clientssavings and withhold information to their clients so they do buisnes Is that not fraud? Yes, Atlantis the mythical Hellenic city submerged in ancient times. When you feel the need to bully someone like that, there is something lacking in you. I received a call today for just such an interview in West Chester, Ohio tomorrow. She is a mere pawn unknowingly victimizing her own family and friends. Kudos, Anthony Pinto, your attitude will make you very successful! He not once mentioned how or why he chose to contact me. Its entrepreneurial in nature and that needs to be discussed and made clear. They pay lots of money to attorneys to help them navigate the laws and create something that looks legal. Table of Contents Pros: What I Liked A representative's schedule is flexible. You are describing practices that are barred from current procedures, and the law. I have morals, I have my beliefs, everyone has their entitled opinions. To proceed it was a lot of paper work, like basic info, bank info and contacts. Its the 23rd already, isnt it? The following day, the ex-financial advisor disconnected with me on LinkedIn and I have not heard from him since. I dismissed the thought as finally, after several minutes, John opened his door and beckoned the man in, intruding himself again. A very tan/slightly burnt, attractive young 20-something came in and spoke to the receptionist for a minute about her Florida trip and went to the back where I could now see more middle-schoolers, all dressed like they were ready to model for a Kohls back to school sale flyer. Its interesting that I came across this, especially since Primerica is also traded on the stock market. Its not for everyone! I told them I didnt had the money so the lady told me Icould go some other day and its been two days already and Im scare they use my social security # for a bad purposei want to go and get the paper and ripped off so i could feel safe but idk what to do Can anyone tell me what should I do. However, Im wondering if that might be an acceptable trade-off for me, if this setting offers the gradual training and the part-time opportunity (at first) that Im seeking? Several times she mentions she is a Christian, in that mostly innocent way Christians sometimes do to feel out a stranger, trying to see if theyre on the team. I walk around the corner and watch her drive off, then quickly whip out my phone and Google PRIMERICA. Only two other rooms seemed to be in this building, a walled-off office and a copy room that was more or less a bump off the main hallway. I search my memory and finally remember who she is. That is why the poor get poorer and the richer who work there ass off get richer! Im currently looking into anything and everything about them to be certain of all of this MLM/pyramid scheme type business and I am definitely getting out if Im right. When I enquired further about the details of this opportunity to make extra income as my schedule permits He responded to me telling me that I would be licensed with my state and I would serve as a financial GPS Lol. Its a good thing Im not stupid and always look up companies before I contact them. That night I came back to the office a bit before 6, when the first interview had been set for. He gave me the address and phone number and told me to dress up (why wouldnt I, its an interview for crying out loud). A pyramid scheme is a fraudulent and unsustainable investment pitch that relies on promising unrealistic returns from imaginary investments. But, I didnt want to join the business they lightly mentioned because I didnt really see any real income coming from this and I knew I could make more money doing my own thing if I applied myself. LISLE IL. I went to the interview and I payed the $99 and they have all Thank you for providing this information! Wow i got a callcfrom Primerica and the guy jhon who called made it soumd legit. Because if they tell you the truth, you wont come in. StephenH195425 [OP] Experior Financial- FRAUD! I thought Im supposed to be learning here? So sad. Three days ago, a pair of women came into my store to purchase some items. He was bringing us all down about our current minimum wage jobs or the ones that were unemployed and started to brag about how much money he made.