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What if my card is lost or stolen? As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. The call centre staff member told me "we're not a financial institution so it's not that simple". <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen replacement card and to organise a balance transfer from your old myki to your new one. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. I want to transfer the $19.90 to the card with $6.54 on it. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. Create an account to follow your favorite communities and start taking part in conversations. You will need to provide identification to show that you are the registered myki card holder. Only needed to log on and change auto top-up to new card. If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Auto top up and Auto-load cant be transferred to your new myki. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. Within the phone, go to Settings > Connected devices. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. 0000001606 00000 n
Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. To check if you're eligible to travel on a concession myki, see Concessions and free travel. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. %%EOF For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. I called customer service and was advised I needed to go in person to Flinders St station to do it. All myki smartcards expire after four years. This is regardless of whether there is a myki pass or existing fare on the myki. You may also need to restart your phone after updating the app. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> A quick tutorial to transfer your myki balance between google pays on different android phones. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Do you have any links to the technical specs of the miki? Pay down this card's balance quickly to improve your credit. You haven't explained why you need to transfer balance. endobj To replace your myki online, you must be requesting the same fare concession type as your original myki. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. 0000003801 00000 n
This is the case for all major credit card issuers. I was told that when I made a new card I would be able to transfer the money across. endobj Do I ever lose the money . Can You Get a Student Credit Card With No Income? Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. How do I know if my balance transfer was approved? I'm glad I don't need to catch public transport anymore. A balance transfer can give you the flexibility to: Pay off high-interest balances You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Can You Pay Your Taxes With a Credit Card? I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. At this stage, these are the only card types available on Mobile myki. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. Pick a card that waives the balance transfer fee. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. You need to be connected to the internet to top up your Mobile myki. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . 182 0 obj You can then see what Android version youre on. Step 5: Apply for the New Card. endobj Find out how much to top up at Fares. How many level crossings could have been grade-separated with that money? On your new phone, download Google Wallet and set it up with your same account details. This resets the fare expiry and gives you more time to complete your journey. New comments cannot be posted and votes cannot be cast. Your myki money or pass can then be transferred to a new smartcard. Only Mobile myki has the ability to charge you a fare via a myki device. Maintain your L-plate log book. Please note you cannot replace a lost or stolen myki at a premium station. You need to submit a balance transfer application that is subject to approval. Always the last place you look lol. I still don't understand why though - what is the technology required to do this? To keep travelling with auto top up or Auto-load, youll need to set it up again. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Annual Fee: $0. You start by buying a $5 SIM and then add PAYG credit that can be purchased in $15, $25, or $35 amounts. Get up to 5% cashback in rotating and newly added everyday categories. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". From the pop-up options, select 'Deactivate'. 0000118744 00000 n
MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000118233 00000 n
Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. Your Mobile myki will now appear in Google Wallet. I have had a myki card virtually since the start date. A balance transfer does not happen automatically. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. Go to Settings > Connected devices > NFC. Licences. 186 0 obj 3. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. 0000005511 00000 n
How Many Credit Cards Should a College Student Have? It's shit like this which makes me happy and proud I have never used Myki in my life. 2. We're working to improve our systems so we can allow other payment card types in the future. The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . You'll need to know the account number for your existing balance and how much you want to transfer. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. xen0. Your current balance will be transferred to the new myki, which you can use immediately. 0000009156 00000 n
From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. and our Press question mark to learn the rest of the keyboard shortcuts. We'll block it and can arrange a refund to your new Mobile myki. 0000005683 00000 n
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I don't know where the actual card is. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. an_square_one 11 yr. ago You would think they could have done it over the phone. December 29, 2022 - 1:47PM. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. How to Show Credit Worthiness without Credit? If the card is unregistered you cannot recover the myki money. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. For more information, visit the V/Line website. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. Public transportation passes transfer on Google Pay android phones. This will allow you to deactivate your Mobile myki then reactivate it again. Why Military Personnel Are Vulnerable to Identity Theft? Whats the Difference between Business vs. Corporate Credit Cards? If you have Mobile myki you can set Auto Load via the Google Pay app. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). endobj 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. endobj Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. How are Banks Adapting to Meet New Needs Because of Coronavirus? If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. . The only way is to download a form, fill it out, post it in, and wait weeks. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. 215 0 obj It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Auto-load is the same as auto top up. This answer was first published on 03/01/23. According to the Fares and Ticketing Manual (ptv.vic.gov.au) This is unfair, and I don't think this cost is refunded if you submit the form for a refund. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . No, you cannot transfer a balance from one Synchrony Bank credit card to another. A refund for an international payment card cannot be processed by the PTV call centre. Nor does your card expire after 90 days of not getting used. You can read the Terms of Service online. I realise this is not a life-changer, but there's a principle at stake. Image what could have been done with a billion fucking dollars. All myki smartcards expire after four years. How can I check the balance of my myki card? 0000001755 00000 n
With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Once it's transferred to another device, it will no longer be available on the original device. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. 0000005348 00000 n
Sorry, the Seniors Card program cannot replace lost myki cards. 0000014445 00000 n
Can someone explain why this isn't possible? It also protects your myki balance if you lose your phone or it's stolen. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Just one more benefit you enjoy as a COPFCU member. You can manage up to 8 mykis through one account. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. For more information, visit the V/Line website. Apply for a traffic accident report;